Free Tool
Paystack or Flutterwave — Which Costs You Less?
Both quote near-identical headline rates, but the flat fees, caps, and free-transaction thresholds differ enough to matter at real volume. Set your amount and see the actual per-transaction and monthly difference.
Transaction amount
Card type
Transactions per month
Paystack
₦850
per transaction
Flutterwave
Cheaper₦700
per transaction
Monthly savings
₦30,000
using Flutterwave over Paystack at 200 tx/month
Rates as publicly listed by each provider as of 2026 — confirm current pricing on paystack.com / flutterwave.com before deciding; providers change rates without much notice.
How is this calculated?Uses each provider's publicly listed local and international card rates. Rates change without much notice — confirm current pricing directly with Paystack or Flutterwave before deciding.
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